Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

3/31/2024
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 11.48% 5.00%
Common Equity Tier 1 Capital Ratio 15.04% 6.50%
Tier 1 Risk Based Capital Ratio 15.04% 8.00%
Total Risk Based Capital Ratio 16.29% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $1,151,412
Total Liabilities   $1,026,597
Quarterly Average Assets   $1,177,573
Total Equity Capital   $124,815
Allowance for Loan Losses   $12,459
Total Loans (Gross)   $751,916
Loan 30 Days Past Due and Over/Total Loans 0.26%
Non-Accrual Loans/Total Loans   0.77%
INCOME STATEMENT ITEMS  
Net Income   $982
Return on Average Assets (ROAA) 0.34%
Return on Equity (ROE)   3.15%