Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

3/31/2022
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 10.63% 5.00%
Common Equity Tier 1 Capital Ratio 14.84% 6.50%
Tier 1 Risk Based Capital Ratio 14.84% 8.00%
Total Risk Based Capital Ratio 16.09% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $1,138,128
Total Liabilities   $1,020,189
Quarterly Average Assets   $1,207,652
Total Equity Capital   $117,939
Allowance for Loan Losses   $12,258
Total Loans (Gross)   $678,288
Loan 30 Days Past Due and Over/Total Loans 0.01%
Non-Accrual Loans/Total Loans   0.01%
INCOME STATEMENT ITEMS  
Net Income   $3,202
Return on Average Assets (ROAA) 1.05%
Return on Equity (ROE)   10.37%