Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

6/30/2021
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 10.25% 5.00%
Common Equity Tier 1 Capital Ratio 14.14% 6.50%
Tier 1 Risk Based Capital Ratio 14.14% 8.00%
Total Risk Based Capital Ratio 15.39% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $1,100,310
Total Liabilities   $981,910
Quarterly Average Assets   $1,156,887
Total Equity Capital   $118,400
Allowance for Loan Losses   $12,203
Total Loans (Gross)   $645,483
Loan 30 Days Past Due and Over/Total Loans 0.01%
Non-Accrual Loans/Total Loans   0.01%
INCOME STATEMENT ITEMS  
Net Income   $6,839
Return on Average Assets (ROAA) 1.10%
Return on Equity (ROE)   12.09%