Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

6/30/2022
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 11.57% 5.00%
Common Equity Tier 1 Capital Ratio 14.27% 6.50%
Tier 1 Risk Based Capital Ratio 14.27% 8.00%
Total Risk Based Capital Ratio 15.52% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $1,293,962
Total Liabilities   $1,177,179
Quarterly Average Assets   $1,130,658
Total Equity Capital   $116,783
Allowance for Loan Losses   $11,660
Total Loans (Gross)   $697,739
Loan 30 Days Past Due and Over/Total Loans 0.01%
Non-Accrual Loans/Total Loans   0.01%
INCOME STATEMENT ITEMS  
Net Income   $5,658
Return on Average Assets (ROAA) 0.94%
Return on Equity (ROE)   9.16%