Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

12/31/2022
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 11.23% 5.00%
Common Equity Tier 1 Capital Ratio 13.54% 6.50%
Tier 1 Risk Based Capital Ratio 13.54% 8.00%
Total Risk Based Capital Ratio 14.76% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $1,239,412
Total Liabilities   $1,122,481
Quarterly Average Assets   $1,176,989
Total Equity Capital   $116,931
Allowance for Loan Losses   $11,925
Total Loans (Gross)   $729,057
Loan 30 Days Past Due and Over/Total Loans 0.34%
Non-Accrual Loans/Total Loans   0.01%
INCOME STATEMENT ITEMS  
Net Income   $6,962
Return on Average Assets (ROAA) 0.60%
Return on Equity (ROE)   5.64%