Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

12/31/2023
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 11.94% 5.00%
Common Equity Tier 1 Capital Ratio 14.67% 6.50%
Tier 1 Risk Based Capital Ratio 14.67% 8.00%
Total Risk Based Capital Ratio 15.92% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $1,166,520
Total Liabilities   $1,041,918
Quarterly Average Assets   $1,128,549
Total Equity Capital   $124,602
Allowance for Loan Losses   $12,485
Total Loans (Gross)   $750,004
Loan 30 Days Past Due and Over/Total Loans 0.00%
Non-Accrual Loans/Total Loans   0.78%
INCOME STATEMENT ITEMS  
Net Income   $3,262
Return on Average Assets (ROAA) 0.28%
Return on Equity (ROE)   2.79%