United Bankers' Agency provides community banks access to comprehensive insurance solutions to protect them against cyber damages, data security breaches, and privacy losses. Any company that relies on computer networks, digital information, or the internet faces exposure to a host of varying and ever-increasing complex cyber risks. Cyber security insurance aims to mitigate these risks and the potential losses from various cyber incidents, including data breaches, business interruption, and network damage, among many others. When a security breach happens, you’ll need comprehensive protection from a trusted source that handles associated cyber risks. United Bankers’ Agency (UBA) has teamed up with cyber security insurance industry leaders to provide community banks with a full suite of insurance solutions to protect you from the costly and adverse effects of a data security breach, privacy loss, and other cyber risks. Features of the Available Cyber Security Programs: Combination policy that includes third-party cyber liability along with first-party cyber crime expense coverages into one worldwide insurance policy that addresses the following: Disclosure, content, reputational, conduit and impaired-access injury Expenses related to privacy notification and crisis management and reward expenses E-business interruption E-theft and e-communication loss E-threat E-vandalism expenses Covers direct loss, legal liability, and consequential loss resulting from cyber security breaches Endorsement capability for: Premier privacy injury Regulatory defense costs and fines, penalties, and consumer redress It is designed to integrate with your existing insurance programs easily and provides options for enhancing your current cyber coverage depending on your coverage needs It provides you with a complete online network security risk assessment that provides a comprehensive report of your company’s online exposure to risk Benefits of working with United Bankers’ Agency: Access to coverage from some of the industry’s top-rated cyber insurance providers Competitive policy pricing Community bank-specific insurance solutions Data security breaches and privacy losses continue to happen more and more frequently. Talk to a United Bankers’ Agency expert today to ensure you have the right policies and coverage to protect your community bank from these cyber threats. Click here to request pricing information Note: All products and services represented on this page are not insured by the FDIC or any other federal government agency, are not deposits of or guaranteed by the Bank or any Bank affiliate, and may lose value. Contact the UBA Team