Tom Wittenberg Financial Analyst 952-885-9441 tom.wittenberg@ubb.com Tom Wittenberg is a Financial Analyst in UBB’s bank valuation services division, BankValue. Tom provides community banks with business valuation services and economic research. His past experiences include residential appraisal and institutional risk management. Tom graduated from the University of Wisconsin- La Crosse with a Bachelor of Science degree in Finance.